In all seriousness, do you know what truly IS inconceivable? Paul reminds us of an undeniable truth, one we need to be often reminded of. Titus 3:5 reads, "he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit" (NIV).
I certainly cannot say more than that verse says there. I just want to add, that nothing fulfills EVERYTHING like the Word. God bless your New Year.